Finance factor tables
- Tables
- 124
- Rates
- 18
- Periods
- 34
- Checked figures
- 7,462
Factor tables for present value, future value, annuities, loan payments, sinking funds and Social Security claiming. 18 interest rates, 34 period counts, plus month-by-month claiming factors. All 7,462 figures are recomputed by a second, independent method before the site can build.
Start with a checked factor
Core factor tables
Present value table (PV factor)
Multiply a single future amount by the factor to bring it back to today.
Future value table (FV factor)
Multiply a single amount today by the factor to carry it forward.
Annuity present value table
Multiply a level payment by the factor to value the whole stream today.
Annuity future value table
Multiply a level payment by the factor to get what the stream is worth at the end.
Loan payment factor table
Multiply the amount borrowed by the factor to get the payment per period.
Sinking fund factor table
Multiply a target future amount by the factor to get the deposit each period.
Social Security claiming factors
Social Security claiming factors
Multiply the primary insurance amount by the factor for months from full retirement age.
SS factor at age 62
Multiply PIA by this age's factor. Full retirement age on this sheet is 67.
SS factor at age 63
Multiply PIA by this age's factor. Full retirement age on this sheet is 67.
SS factor at age 64
Multiply PIA by this age's factor. Full retirement age on this sheet is 67.
SS factor at age 65
Multiply PIA by this age's factor. Full retirement age on this sheet is 67.
SS factor at age 66
Multiply PIA by this age's factor. Full retirement age on this sheet is 67.
SS factor at age 67
Multiply PIA by this age's factor. Full retirement age on this sheet is 67.
SS factor at age 68
Multiply PIA by this age's factor. Full retirement age on this sheet is 67.
SS factor at age 69
Multiply PIA by this age's factor. Full retirement age on this sheet is 67.
SS factor at age 70
Multiply PIA by this age's factor. Full retirement age on this sheet is 67.
One rate at a time
PV factor at 1 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 2 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 3 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 4 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 5 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 6 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 7 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 8 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 9 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 10 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 11 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 12 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 13 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 14 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 15 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 16 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 18 percent
Multiply a single future amount by the factor to bring it back to today.
PV factor at 20 percent
Multiply a single future amount by the factor to bring it back to today.
FV factor at 1 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 2 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 3 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 4 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 5 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 6 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 7 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 8 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 9 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 10 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 11 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 12 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 13 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 14 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 15 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 16 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 18 percent
Multiply a single amount today by the factor to carry it forward.
FV factor at 20 percent
Multiply a single amount today by the factor to carry it forward.
Annuity PV at 1 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 2 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 3 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 4 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 5 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 6 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 7 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 8 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 9 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 10 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 11 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 12 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 13 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 14 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 15 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 16 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 18 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity PV at 20 percent
Multiply a level payment by the factor to value the whole stream today.
Annuity FV at 1 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 2 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 3 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 4 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 5 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 6 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 7 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 8 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 9 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 10 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 11 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 12 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 13 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 14 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 15 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 16 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 18 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Annuity FV at 20 percent
Multiply a level payment by the factor to get what the stream is worth at the end.
Loan factor at 1 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 2 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 3 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 4 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 5 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 6 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 7 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 8 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 9 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 10 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 11 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 12 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 13 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 14 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 15 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 16 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 18 percent
Multiply the amount borrowed by the factor to get the payment per period.
Loan factor at 20 percent
Multiply the amount borrowed by the factor to get the payment per period.
Sinking fund at 1 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 2 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 3 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 4 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 5 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 6 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 7 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 8 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 9 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 10 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 11 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 12 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 13 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 14 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 15 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 16 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 18 percent
Multiply a target future amount by the factor to get the deposit each period.
Sinking fund at 20 percent
Multiply a target future amount by the factor to get the deposit each period.
Free to use and free to cite. These tables are educational material, not financial advice.